Giusto, non usciamo dal seminato e spegnamo prontamente bollori e deliri fantasmagorici.
In sorprendevole sorprendenza (e con la formula "included but not limited to") estraggo i piu' interessanti:
Excel Activity #1
Essential Learning Skills: creating a Pie Chart, comparing two groups of data, chart formats including labels, titles, legends, moving charts on the spreadsheet, sorting data, creating a footer, and setting up portrait format.
Excel Activity #2
Essential Learning Skills: creating a Line Chart, chart formats, titles, legends, moving charts on the spreadsheet, and creating a footer.
Excel Activity #3
Essential Learning Skills: creating a Line Chart, comparing two groups of data, changing chart formats including labels, titles, legends, moving charts on the spreadsheet, creating a footer, and setting up Landscape format.
Excel Activity #4
Essential Learning Skills: understanding the basics of creating a chart to represent data, comparing groups of data, changing chart formats including labels, titles, legends, moving charts on the spreadsheet, adding clip art, creating a footer, and setting up format.
Excel Activity #5
• Simple formulas
• Printing with and without formulas
• Widening a column
• Putting labels and data in Bold.
Excel Project #1
Essential Learning. Column widths, bold, heading, charts, Formulas, Borders, and layout
Money Skill Module #1
Module 1: Earned Income and Skill Demand
•The difference between “earned income” and “unearned income.”
•Why people with more education tend to earn more money.
•How the demand for certain skills helps determine the amount you will be paid.
•Why a shortage of people with needed skills will push salaries up.
Money Skill Module #2
Module 2: The Consumer Life Cycle
•Why most families go through the same life cycle stages.
•How life cycle stages relate to periods of financial stress on the family.
•How these life cycle stages have be en impacted by changes to the traditional family that havehappened in the last 25 years.
Money Skill Module #3
Module 3: Withholdings and Deductions from Pay
•State and local income taxes
•Social security taxes
•Deductions for health insurance
Money Skill Module #4
Module 4: Tracking Expenses and Budgeting
•How to keep track of our expenses with an expense statement.
•How to put together an income statement.
•How to put together a budget.
•How to stay on track with our budget
Money Skill Module #5
Module 5: Paying for What We Buy
•The advantages and disadvantages of paying with cash.
•The benefits and drawbacks of writing checks.
•The advantages and disadvantages of using credit cards.
•Using debit cards to pay for purchases.
•How to pay for purchases by using a bank bill payment system
Money Skill Module #6
Module 6: Using a Checking Account
•Why a checking account is called a “demand deposit” account.
•How we can bounce a check and what happens when we do so.
•How to write a check so that we won’t be ripped off.
•How to endorse a check that we receive.
•How to keep track of checks, ATM withdrawals, deposits and service charges.
•How to fill out a check registry.
•How to balance a checkbook
Money Skill Module #7
Module 7: Renting a Home versus Owning a Home
•The proportion of total expenses taken up by housing for all people and those under the age of 25.
•Factors to consider when deciding whether to rent or buy
•The advantages of renting a home, particularly for younger adults.
•The expenses of renting, other than paying the monthly rent payment.
•How and why people finance their homes with a mortgage.
•Property tax that is paid on homes.
•Other costs of owning a home, including maintenance and repairs, insurance and utilities
Money Skill Module #8
Module 8: Expenses for Food and Clothing
•Why the cost of food depends a lot on the level of preparation.
•The tradeoff between the value of our time and the cost of prepared food, and
•How clothing costs differ depending on our age, climate and gender.
Money Skill Module #9
Module 9: Buying or Leasing a Vehicle
•Why Americans are so dependent on their vehicles.
•The difference between the fixed costs of a vehicle and its variable or operating costs.
•The major differences between buying and leasing a vehicle.
•The cost of liability insurance.
•Factors that can increase or decrease the cost of insurance.
•The cost of repairs and the use of warranties
•The total cost of owning and operating a vehicle
Money Skill Module #10
Module 10: Saving
•Who saves in America and just how little we save.
•The difference between short and long term savings goals.
•The importance of saving money to hand le emergencies when they arise.
•Why people save money rather than borrow it to buy expensive items.
•The ways people save, including regular voluntary saving, consumption saving and forced saving.
Money Skill Module #11
Module 11: Credit Cards
•How they work as a type of open end credit that has a credit line
•How credit cards are useful in making transactions How credit cards are used to pay for purchases over time.
Money Skill Module #12
Module 12: Your Credit Rating
•The importance of your credit report.
•What’s in your credit report.
•How to establish a good credit record, beginning when you’re young.
Money Skill Post Test
Post Test for Moneyskill.org
Students will complete a packet on writing checks, and filling in a check register,
Checkbook register Excel
Students will create a check Register in Excel.Vado dal cucciolo di uomo e gli chiedo:
"Ma voi a scuola fate tutta sta roba?!?!?!"Non aspetto la risposta, accendo gli occhi posteriori, inforco gli occhiali "da lontano" e mi vedo a 13 anni seduto, in braghette corte, sandali e calze sotto il ginocchio, su quel muretto... a parlare "per sentito dire" di ragazze, di motorini, di marmitte Proma e Polini, di getti limati e di carburatori del 14/12.
... continuo a "stikazzare", rilancio con un "meco..." e vedo la posta con un "parde..."!
Increspa le fossettine come solo lui sa fare, accenna un sorriso e, affettuosamente, del silenzioso e soffocante biasimo mi avvolge...